You Don’t Need a Business to Apply for SBA Disaster Loans

Renters, homeowners, and property owners may all qualify — here’s what you need to know.

If your home, apartment, or personal property was damaged by the January 2025 fires, you may qualify for a federal disaster loan from the Small Business Administration (SBA) — even if you don’t own a business.

These loans can help cover repair costs, replace personal property, and support recovery.

Who Qualifies:

• Homeowners

• Renters

• Personal property owners

• Bu…